A lot of our customer have some beautiful facilities that have become destinations to visit and host many different events such as weddings, Corporate events and others.
This is an area that is commonly overlooked in terms of risk to your business, your reputation and your customers.
Consider the following when hosting an event at your facility:
Q: Are you charging a fee to rent your facility?
- Hosting an event at your Winery/Brewery/Distillery most policies have coverage for bodily injury and property damage from general liability. However, this coverage is for your business, and offers no coverage for your customers. In the event a claim is brought against your business, your customers will be on their own.
It also exposes your day to day operations as a beverage manufacturer to the liabilities that come from alcohol events like weddings.
You should have a dedicated policy in place specifically for events liability that will keep claims away from you manufacturing operations.
Q: Are your customers signing an agreement to rent your facility?
- Most companies have basic rental agreements outline fee's and terms of the rental, but do not include the requirement of the customer to provide their own insurance for that event.
For example when Jack and Jill are renting you facility for their wedding, they have an exposure individually for the items they bring with them, the liability from that event, and the alcohol liability of their guests.
As the hosting facility, you have a due diligence to make sure your customers are purchasing the right insurance coverage for their event.
Our Event Insurance program will allow you to put a policy in place to protect and separate the operations of your winery/brewery/distillery/cidery. It will also allow you to provide a value added service to the customers renting your facilities by purchasing the required event insurance through you and our Event Program.
Speak to one of our program specialists today to find out more.
Here are some examples of the superior coverage provided by our Event Program